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How Insurance Displacement Rentals Are Becoming a Goldmine for Property Owners

If you’ve never considered hosting insurance displacement clients, you might be overlooking one of the most lucrative mid-term rental strategies available today.

When families lose access to their home due to fire, flooding, or major repairs, insurance companies need to relocate them—often immediately. And here’s the best part: the insurer is paying, not the family.

Let’s break down why this is a smart move for property owners.

1. Insurance Companies Pay Premium Rates
When disaster strikes, insurance adjusters aren’t shopping for the cheapest place—they’re looking for safe, furnished housing that can accommodate a family comfortably.

That means:

✅ Above-market monthly rates
✅ Guaranteed payments
✅ No haggling over rent

It’s not uncommon for insurance companies to spend $5,000–$8,000 per month on a suitable property.

2. Stays Last Longer Than You Think
Most repairs or rebuilds don’t happen overnight.

Depending on the severity of the damage, displaced families may stay for:

  • 3–6 months for moderate repairs
  • 6–12+ months for major rebuilds

That means you can secure high-paying, stable income for extended periods without dealing with year-long leases or rent control.

3. Better Guest Quality
Insurance placements typically involve families who just want normalcy again.

They’re not partying. They’re not on vacation. They’re looking after your property because it’s their temporary home.

With the insurer paying the bill, you’re also protected from the risk of non-payment.

4. Zero Marketing to the Public
You’re not battling Airbnb algorithms or trying to outshine other listings.

BookedHosts works directly with insurance companies and adjusters to place families into suitable housing fast—so your property is booked without the public hassle.

5. BookedHosts Manages Everything
From furnishing and guest screening to cleaning and payment coordination, we handle it all.

You simply collect your income while we manage the logistics.

Want to Start Hosting Insurance Displacement Clients?
If you have a property that could work for a family in transition, we’ll connect you directly with insurers looking for housing in your area.

📩 Email info@bookedhosts.com or fill out the form on our website to learn more.

Turn a vacant property into a high-performing, low-risk investment—starting today.

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Started with BookedHosts in 2019 and they have helped me through all the toughest times, including covid. Their professional, high-quality, caring and loyal staff have showed me time and time again how easy it is to own multiple properties while being a full-time mom and lawyer. I couldn’t be more thankful to be able to trust a team in handling everyday tasks and those once-in-a-while difficult ones.

Anita Sapovic
Owner of 3 properies
info@bookedhosts.com(647) 499-3889